| Model | Unstandardized Coefficients | Standardized Coefficients | t | Sig. | R-square | |
| B | Std. Error | Beta | ||||
| (Constant) | 0.161 | 0.006 |
| 27.267 | 0.000 | 0.083 |
| Loans Volume | −0.001 | 0.003 | −0.010 | −.192 | 0.848 |
|
| Firm Leverage | −0.039 | 0.007 | −0.285 | −5.282 | 0.000 |
|