Variables

Model 1

Model 2

Model 3

Coefficient

Coefficient

Coefficient

CONSTANT

15.057 (10.15)***

23.659 (7.66)***

25.148 (9.02)***

PLANT

0.435 (0.27)

−0.843 (−0.70)

−0.861 (−0.71)

T

−0.200 (−0.10)

3.621 (2.34)

3.559 (2.30)

T*PLANT

9.719 (4.03)***

1.792 (1.02)

2.044 (1.16)

GENDER

-

−1.932 (−1.74)*

−1.921 (−1.76)*

AGE

-

0.033 (1.14)

-

EDU

-

−0.041 (−0.31)

-

HSIZE

-

−3.197 (−7.59)***

−3.183 (−7.29)***

LSIZE

-

3.374 (6.12)***

3.385 (6.15)***

DISTAN

-

−1.597 (−7.53)***

−1.618 (−7.28)***

OFFWORK

-

5.063 (5.33)***

4.902 (5.13)***

LSECUR

-

1.606 (2.02)**

1.729 (2.13)**

EXTEN

-

0.065 (0.30)

-

LOAN

-

3.276 (4.01)***

3.223 (3.96)***

n = 720

R²: 0.0885

R² Adjusted: 0.0847

Prob. > Chi²: 0.000

F value: 18.43

Durbin-Watson: 1.332

n = 720

R²: 0.5341

R² Adjusted: 0.5255

Prob. > Chi²: 0.000

F-value: 38.45

Durbin-Watson: 1.495

n = 720

R²: 0.5334

R² Adjusted: 0.5269

Prob. > Chi²: 0.000

F value: 81.06

Durbin-Watson: 1.496