Hypothesis

Result

H1: There is a significant relation between the 5 Cs and the Credit Decision of Lending SMEs.

Partially Supported

H2: There is a significant relation between availability for Legal document and the Credit Decision for lending SMEs.

Rejected

H3: There is a significant relation between Credit bureau report and Credit Decision for lending SMEs.

Supported

H4: There is a significant relation between Business plan and Credit Decision for lending SMEs.

Rejected

H5: There is a significant relation between the availability and credibility of Financial statements and Credit Decision for lending SMEs.

Supported