Estimate

P-value

R Square

Credit Decision for lending SMEs

<---

Availability for Legal document

−0.051

0.153

0.452

Credit Decision for lending SMEs

<--

Credit Bureau Report

0.573

***

Credit Decision for lending SMEs

<---

Business Plan

−0.024

0.541

Credit Decision for lending SMEs

<---

Availability and credibility for the Financial Statements

0.127

0.001