Variables

Before merger

After merger

Mean

S.D

Mean

S.D

Bidder:

Natural logarithmic of total assets

13.05

1.19

15.02

0.83

Equity of total assets ratio

13.80

6.48

12.54

14.79

Loan loss provision to total loans

4.35

6.59

6.98

11.28

Ratio of loans to total assets

32.28

9.72

35.40

11.22

Ratio of deposits to total assets

69.07

10.48

72.79

14.58

Loan to total deposits ratio

48.35

18.11

50.85

19.27

Ratio of return to assets

2.40

1.46

−0.25

−2.27