| Constructs | Items | Loadings | AVE | CR |
| SELFDRTD | SELFDRTD1 | 0.589 | 0.534 | 0.873 |
| SELFDRTD3 | 0.919 |
|
| |
| SELFDRTD4 | 0.885 |
|
| |
| LECFCLT | LECFCLT1 | 0.696 | 0.658 | 0.848 |
| LECFCLT2 | 0.743 |
|
| |
| LECFCLT3 | 0.721 |
|
| |
| LECFCLT4 | 0.773 |
|
| |
| LECFCLT5 | 0.712 |
|
| |
| LECFCLT6 | 0.736 |
|
| |
| STDMTVTN | STDMTVTN2 | 0.857 | 0.723 | 0.839 |
| STDMTVTN3 | 0.843 |
|
|