Independent variables

Unnormalized coefficients

Standard deviation

t-value

Significance (Sig.)

Vif-value

Constant

−89.384

18.999

−4.45

0.000

EDUCATION

1.677

0.727

2.31

0.022*

1.2

JOB

15.159

6.102

2.48

0.014*

1.71

MEMBER

9.015

2.877

3.13

0.002**

1.81

DMEMBER

−11.672

4.233

−2.76

0.006**

1.98

LANDA

15.257

1.046

14.58

0.000**

1.28

SINCOME

22.329

3.734

5.98

0.000**

1.65

LOAN

16.317

2.621

6.23

0.000**

1.38

Dependent: INCOME

Number of samples: 287

F value: 110,71

R² Coefficient: 0,7353

R² Coefficient adjust: 0,7286

Durbin Watson: 1.888173

Note: Asterisks **, * are significance levels at 1%, 5% and 10%, respectively; NS: Non-significance levels