Independent variables

Unnormalized coefficients

Standard deviation

t-value

Significance (Sig.)

Constant

−111.994

25.171

−4.45

0.000

AGE

0.377

0.238

1.58

0.114^NS

GENDER

−6.319

5.761

−1.1

0.274^NS

EDUCATION

1.533

0.725

2.11

0.036*

JOB

14.96

6.092

2.46

0.015*

MEMBER

9.673

2.899

3.34

0.001**

DMEMBER

−11.501

4.246

−2.71

0.007**

LANDA

15.109

1.062

14.23

0.000**

SINCOME

24.237

3.827

0.633

0.000**

LOCATION

−3.154

2.379

−1.33

0.186^NS

EXTENSION

0.755

0.656

1.15

0.251^NS

LOAN

15.487

2.669

5.8

0.000**

Dependent: INCOME

Number of samples: 287

F-value: 71.98

R² Coefficient: 0.7422

R² Coefficient adjust: 0.7319

Durbin Watson: 1.888173

Note: Asterisks **, * are significance levels at 1%, 5% and 10%, respectively; NS: Non-significance levels