Variable | Frequency | Percentage |
Longevity in business (years) 0 - 4 5 - 9 Above 10 |
106 110 78 |
36.1 37.4 26.5 |
Sector of activity Trading Manufacturing Service provision Agriculture |
163 35 7 25 |
55.4 12.0 24.1 8.5 |
Registration of business Yes No |
229 65 |
77.9 22.1 |
Number of employees 0 - 5 6 - 11 12 - 17 Above 18 |
143 126 18 7 |
48.6 42.9 6.1 2.4 |
Availability of business plan Yes No |
221 73 |
75.2 24.8 |
Collateral security availability Yes No |
104 190 |
35.4 64.6 |
Access to credit Personal savings Bank credit/loans Family and friends Njangi houses |
107 17 93 77 |
36.4 5.8 31.6 26.2 |