Variable symbol	Variable name (unit)	Mean		Std		Min		Max
Variable symbol	Variable name (unit)	Large banks	small and medium- sized banks	Large banks	small and medium- sized banks	Large banks	small and medium- sized banks	Large banks	small and medium- sized banks
$L O A N G_{i, t}$	Loan growth rate (%)	14.23	18.47	7.76	14.96	3.11	−18.75	50.39	80.88
$C R E D I T G_{i, t}$	Credit growth rate (%)	15.5	17.74	8.09	16.99	6.25	−18.25	42.89	106.06
$C A P_{i, t - 1}$	Capital Adequacy Ratio (%)	12.91	14.48	1.48	5.99	9.41	7.14	15.50	48.93
$L I Q_{i, t - 1}$	Liquid assets ratio (%)	13.55	22.40	4.95	12.42	5.34	4.24	26.70	63.58
$A S S E T_{i, t - 1}$	Bank size	9.31	4.88	0.46	1.47	8.27	1.92	9.82	9.11
$R O A A_{i, t - 1}$	Bank profitability (%)	1.11	0.92	0.25	0.45	0.51	−0.42	1.47	2.16
$L O S S R E_{i, t - 1}$	Loan loss reserve (%)	2.84	2.86	0.67	1.15	2.17	0.51	4.53	6.87
$N O N L O A N_{i, t - 1}$	Non−performing loan ratio (%)	1.98	1.46	1.17	1.14	0.75	0.02	5.13	7.51