Independent Variable

Usage

Dependent Variables

Unstand. Coef. B

Standard Coef.ᵝ

T

R Square

F

Sig.

0.000

Decision-making

0.055

0.055

0.814

0.003

0.663

0.416

Cost savings

0.092

0.092

1.371

0.009

1.879

0.172

Risk Management

0.141

0.141

2.105

0.020

4.429

0.036

Customer Relationships

0.477

0.477

8.033

0.228

64.523

0.000