Variable | 36-month | 48-month | 60-month | Rolling 36-month | ||||
Mean | Med | Mean | Med | Mean | Med | Mean | Med | |
ROA | 0.0039*** | 0.0037*** | 0.004*** | 0.0033*** | 0.0039*** | 0.003*** | 0.0042*** | 0.0031*** |
Efficiency | 22.47** | 6.13 | 11.05*** | 6.79 | 10.10*** | 7.15 | 56.63*** | 5.81 |
Loan ratio | 0.62*** | 0.64 | 0.62*** | 0.64 | 0.63*** | 0.64 | 0.63*** | 0.63 |
Risk | 0.31*** | 0.19 | 0.30*** | 0.18 | 0.30*** | 0.18 | 0.24*** | 0.16 |
Capital ratio | 0.12*** | 0.10 | 0.12*** | 0.10 | 0.11*** | 0.10 | 0.12*** | 0.10 |
Deposit ratio | 8.25*** | 6.70 | 8.03*** | 6.66 | 8.90*** | 8.18 | 8.43*** | 7.23 |
Assets growth | 0.08*** | 0.05 | 0.08*** | 0.05 | 0.07*** | 0.04 | 0.07*** | 0.03 |