Model		Unstandardized Coefficients		Standardized Coefficients	t	Sig.
Model		B	Std. Error	Beta	t	Sig.
1	(Constant)	2.740	0.222		12.368	0.000
	Family Support	0.161	0.043	0.218	3.762	0.000
	Personal Savings	0.175	0.049	0.241	3.577	0.000
	Scholarships	−0.006	0.055	−0.006	−0.104	0.917
	Part-time Employment	0.042	0.046	0.063	0.917	0.360
	Loans	−0.035	0.051	−0.041	−0.687	0.493
2	(Constant)	1.813	0.240		7.553	0.000
	Family Support	0.042	0.044	0.057	0.972	0.332
	Personal Savings	0.075	0.048	0.103	1.579	0.116
	Scholarships	0.075	0.052	0.082	1.429	0.154
	Part-time Employment	−0.012	0.043	−0.018	−0.279	0.780
	Loans	−0.034	0.048	−0.041	−0.721	0.472
	Financial Stress	0.038	0.043	0.054	0.890	0.374
	Time Management	0.058	0.062	0.064	0.926	0.355
	Motivation	0.350	0.061	0.399	5.783	0.000