| Variable | Meaning |
| Gender | Gender of respondent |
| Age | Age of respondent |
| Marital | Marital status |
| Occupation | What farming activities does the respondent conduct? |
| Year of occupation | How long has the respondent practiced farming? |
| How much land | How much land holding does the respondent have? |
| Land ownership | What ownership do you have on the land you are farming on? |
| Location | Where is the land located? |
| Land parcel | Do you have more than one parcel of land? |
| How many | If yes how many parcels do you have? |
| Land hold | Is the land freehold or leasehold? |
| Market | How and where do you sell your maize product? |
| Collateral | What do financial institutions require as collateral before granting loan? |
| Credit access | What are challenges faced when applying for loan? |
| Credit repayment | If you have previously applied for loan, did you pay back on time? |
| Reasons | If no specify the reasons |
| Acquire | Where do you acquire your loan from? |
| Capacity | What is your credit capacity? |
| How long | For how long have you been taking loans over the years? |
| Outstanding | Do you have outstanding loans? |
| Loan duration | If yes when is your loan due? |
| Set | How much have you offset so far? |
| Employment | Are you currently employed? |
| Employer | If yes, indicate your employer? |
| Income | If no, indicate your source of income? |
| Cycle | Indicate the number of crop cycle per year in your farm? |
| Pest | What type of pest attacks do you encounter in your farming activities? |
| Organic | Do you use any organic pest control technique? |
| Specify | If yes, specify |
| Irrigation | Do you use any type of irrigation techniques ? |
| Specify irrigation | If yes, specify |
| Ploughing | Which ploughing methods do you use in farming? |