Constructs | Indicators | Kurtosis | Skewness |
Perceived usefulness | PU1 | 2.411 | −0.236 |
PU2 | 2.589 | −0.978 | |
PU3 | 1.926 | −0.092 | |
PU4 | 1.739 | −0.839 | |
PU5 | 1.634 | −0.582 | |
Perceived ease of use | PUE1 | 4.107 | −1.824 |
PUE2 | 3.325 | −0.742 | |
PUE3 | 3.562 | −0.389 | |
PUE4 | 2.541 | −0.234 | |
PUE5 | 3.107 | −0.725 | |
Perceived risk | PR1 | 2.943 | −0.698 |
PR2 | 2.768 | −1.578 | |
PR3 | 2.395 | −0.489 | |
PR4 | 4.234 | −1.223 | |
Perceived credibility | PC1 | 3.424 | −1.138 |
PC2 | 2.684 | −0.939 | |
PC3 | 4.205 | −1.429 | |
PC4 | 4.837 | −1.309 | |
Adoption of e-banking | E-B1 | 2.757 | −0.848 |
E-B2 | 5.735 | −1.006 | |
E-B3 | 5.025 | −1.000 | |
E-B4 | 3.987 | −0.432 |