Hypotheses

N = 307

Hypotheses

N = 307

H1: Subjective Norm has a positive influence on Behavioral Intention of internet finance Service.

0.446

Not supported

H5: Job Relevance has a positive influence on Perceived Usefulness of internet finance Service.

***

Supported

H1a: Subjective Norm has a positive influence on Perceived Usefulness of internet finance Service.

0.482

Not supported

H6: Output Quality has a positive influence on Perceived Usefulness of internet finance Service.

***

Supported

H1b: Subjective Norm has a significant difference on the image of internet finance Service.

***

Support

H7: Result Demonstrability has a positive influence on Perceived Usefulness of internet finance Service.

***

Supported

H2: Experience has a positive moderator effect on Subjective Norm to Behavioral Intention of internet finance Service.

0.781

Without moderator effect

H8: Computer self-efficiency has a positive influence on Perceived Ease of Use of internet finance Service.

0.016

Supported

H2a: Experience has a positive moderator effect on Image to Perceived Usefulness of internet finance Service.

0.581

Without moderator effect

H9: Perceptions of External Control has a positive influence on Perceived Ease of Use of internet finance Service.

0.136

Not supported

H2b: Experience has a positive moderator effect on Computer Anxiety to Perceived Ease of Use.

0.263

Without moderator effect

H10: Computer Anxiety has a negative influence on Perceived Ease of Use of internet finance Service.

***

Supported

H2c: Experience has a positive moderator effect on Computer Playfulness to Perceived Ease of Use.

0.279

Without moderator effect

H11: Computer Playfulness has a positive influence on Perceived Ease of Use of internet finance Service.

0.180

Not supported

H2d: Experience has a positive moderator effect on Perceived Enjoyment to Perceived Ease of Use.

0.469

Without moderator effect

H12: Perceived Enjoyment has a positive influence on Perceived Ease of Use of internet finance Service.

0.032

Supported

H2e: Experience has a positive moderator effect on Objective Usability to Perceived Ease of Use.

0.01

With moderator effect

H13: Objective Usability has a positive influence on Perceived Ease of Use of internet finance Service.

***

Supported

H2f: Experience has a positive moderator effect on Perceived Ease of Use to Perceived Usefulness of internet finance Service.

0.894

Without moderator effect

H14: Perceived Ease of Use has a significant difference on Perceived Usefulness of internet finance Service.

***

Supported

H2g: Experience has a positive moderator effect on Perceived Ease of Use to Behavioral Intention of internet finance Service.

0.397

With

moderator effect

H14-a: Perceived Ease of Use has a positive influence on Behavioral Intention of internet finance Service.

0.187

Not supported

H3: Voluntariness has a positive moderator effect on Subjective Norm to Behavioral Intention of internet finance Service.

0.855

Without moderator effect

H15: Perceived Usefulness has a positive influence on Behavioral Intention of internet finance Service.

***

Supported

H4: Image has a positive influence on Perceived Usefulness of internet finance Service.

0.086

Not supported

H16: Behavioral Intention has a positive influence on Use Behavior of internet finance Service.

***

Supported