| Cronbach’s Alpha | rho_A | Composite Reliability | Average Variance Extracted (AVE) |
KS-SE | 0.751 | 0.764 | 0.841 | 0.571 |
OKSB | 0.764 | 0.769 | 0.842 | 0.517 |
PEOU | 0.737 | 0.765 | 0.835 | 0.562 |
SE | 0.712 | 0.776 | 0.819 | 0.537 |
SMCL | 0.727 | 0.737 | 0.830 | 0.552 |