Variables | Observed Coefficients | Std. Errors | t-Statistics | Prob |
EQ/TA | 0.180838*** | 0.063483 | 2.848.596 | 0.0081 |
PE/OI | −0.264801* | 0.133896 | −1.977.668 | 0.0579 |
EXT/DEBT | 0.369182 | 0.231791 | 1.592.738 | 0.1224 |
NPL | 0.318632** | 0.103515 | 3.078.136 | 0.0046 |
PERS | 0.907266*** | 0.173158 | 5.239.534 | 0.0000 |
BRAN | −1.182240*** | 0.197301 | −5.992.075 | 0.0000 |
GDPCAP | 1.843276*** | 0.370179 | 4.979.419 | 0.0000 |
NIM | 0.654704*** | 0.154677 | 4.232.708 | 0.0002 |
NL/DE | 1.002075*** | 0.177192 | 5.655.311 | 0.0000 |
Constant | −28.66885*** | 5.063.660 | −5.661.685 | 0.0000 |