SUMMARY

Groups

Count

Sum

Average

Variance

Gender

97

45

0.463

0.251

Fintech use

97

66

0.680

0.219

ANOVA

Source of Variation

SS

df

MS

F

p-value

F crit

Between Groups

2.273

1

2.273

9.652

0.002***

3.8903

Within Groups

45.216

192

0.235

Total

47.489

193