Construct

Item

Mean

Std.dev.

Loading

T-stat

CR

AVE

Perceived usefulness

PerU1

5.02

1.55

0.89

42.41

0.94

0.79

PerU2

4.69

1.66

0.92

67.05

PerU3

4.80

1.67

0.87

30.03

PerU4

5.38

1.55

0.88

41.54

Perceived ease of use

PerEoU1

4.73

1.46

0.91

38.10

0.92

0.84

PerEoU2

4.48

1.31

0.93

62.39

Confirmation

Con1

4.44

1.15

0.83

14.79

0.88

0.71

Con2

4.18

1.26

0.87

22.40

Con3

4.67

1.26

0.83

22.49

Perceived competence

PerC1

4.20

1.75

0.86

29.12

0.83

0.62

PerC2

5.11

1.52

0.85

33.79

PerC3

3.54

1.81

0.63

7.70

Goal harmony

GoaH1

5.26

1.59

0.80

23.16

0.90

0.68

GoaH2

4.15

1.67

0.88

67.82

GoaH3

3.78

1.53

0.85

28.20

GoaH4

4.27

1.55

0.77

17.18