Bank 1

Bank 2

Bank 3

Scenario 1

Scenario 2

Scenario 3

Scenario

Scenario 1

Scenario 2

Scenario 3

RWA – Credit –Basel II (1)

103,276,900

75,274,311

42,525,926

26,855,533

14,130,925

12,535,364

11,088,148

RWA – Operational Basel II (2)

11,738,371

11,738,371

11,738,371

4,049,826

1,470,158

1,470,158

1,470,158

Provisions –Basel II (3)

4,039,181

3,347,421

2,655,413

2,213,415

787,316

697,425

605,841

Provisions – IAS (4)

2,655,279

2,655,279

2,655,279

2,141,714

605,038

605,038

605,038

Provisions – Shortage of capital (5) = (3)-(4)

1,383,902

692,142

134

71,700

182,278

92,387

803

RWA – Provisions Shortage of capital (6) = 12.5 × (5)

17,298,780

8,651,783

1684

896,262

2,278,486

1,154,848

10,039

RWA – Basel II (7) = (1) + (2) + (6)

132,314,052

95,664,466

54,265,982

31,801,622

17,879,570

15,160,371

12,568,346

RWA – Basel I (8)

123,753,654

123,753,654

123,753,654

36,304,617

16,566,124

16,566,124

16,566,124

Delta – RWA (7)-(8)

8,560,398

−28,089,187

69,487,671

−4,502,994

1,313,445

−1,405,753

−3,997,778