| Banks | Bank 1 | Bank 2 | Bank 3 |
Assets (in EUR) | 235.713.397.000 | 76.312.377.172 | 24.824.817.920 | |
Capital (α EUR) | 16.907.423.000 | 381.616.4278 | 2.149.518.304 | |
Profitability | Profit/Capital | 17.72% | 12.17% | 9.47% |
Profit/Risk Weighted Assets | 1.95% | 1.03% | 1.14% | |
Net Interest Margin | 3.04% | 3.08% | 2.63% | |
Net Interest Income/Risk Weighted Assets | 3.39% | 4.00% | 3.17% | |
Risk- Capital Adequacy | Risk Weighted Assets/Total Assets | 65.21% | 59.16% | 72.24% |
Core Equity Ratio | 9.67% | 8.43% | 10.86% | |
Capital Adequacy Ratio | 13.77% | 9.31% | 12.91% | |
Provisions Adequacy | Annual Provisions/Net Interest Income | 16.24% | 20.46% | 20.94% |
Accounting Provisions/Regulatory Provisions | 65.73% | 96.74% | 76.84% | |
Non-Performing Loans net of Provisions/Regulatory Capital | 14.62% | 46.07% | 24.91% | |
Regulatory Provisions Shortfall/Regulatory Capital | 4.51% | 3.65% | 10.67% |