Written Cause of Crises | Type of Cause | Study 2010 (N = 107) | Study 2015 (N = 164) | |
|
| Percentage % | Number statements | Percentage % |
global financial and economic crisis | external | 42.3 | 92 | 28.4 |
macroeconomic measures | external | 4.4 | 5 | 1.5 |
changes in the market | external | 31.3 | 34 | 10.5 |
political changes | external | 0.6 | 4 | 1.2 |
changes due to general progress | external | 1.2 | 27 | 8.3 |
unresponsiveness in bank lending | external | n.d.a. | 76 | 23.5 |
| Total | 79.8 | 238 | 73.5 |
uncompetitive market position | internal | 6 | 14 | 4.3 |
cost ineffectiveness | internal | 5.5 | 11 | 3.4 |
bad decisions or the inadequacy of management in the past | internal | 2.7 | 6 | 1.9 |
bad decisions or inadequacy of management in the present | internal | 0 | 0 | 0.0 |
problems in human resources― management of employees | internal | 3.3 | 32 | 9.9 |
| Total | 17.5 | 63 | 19.4 |
other |
| 2.7 | 23 | 7.1 |
| Total | 100 | 324 | 100.0 |