No.	Barriers against SMSCE Growth	Component
No.	Barriers against SMSCE Growth	1	2	3	4	5	6
1	Unreliable cash flow	0.932
2	Lack of credit from suppliers	0.918
3	Late payment for work done	0.892
4	Non-payment of fluctuation/interests on delayed certificate	0.852
5	High taxes	0.788
6	High interest rates	0.743
7	Unstable inflation	0.590
8	Lack of mentoring opportunities		0.886
9	Lack of entrepreneurial skills		0.768
10	Lack of local SME development policy		0.707
11	Lack of business advisory support		0.583
12	Lack of construction project management skills			0.898
13	Improper contract documentation			0.862
14	Lack of knowledgeable and experienced workforce			0.789
15	Lack of contract documentation skills			0.742
16	Lack of technical skills			0.691
17	Lack of contract management skills			0.645
18	Lack of technology adoption			0.602
19	Lack of access to information			0.585
20	Lack of accessing equipment			0.505
21	Lack of transparency in procurement process				0.786
22	Political interference in the award of contract				0.722
23	Demand of bribe				0.503
24	Improper human resource management					0.828
25	Poor working relationships					0.766
26	No formal training					0.724
27	Lack of financial management skills					0.686
28	Poor marketing skills					0.655
29	Lack of industry knowledge					0.601
30	Lack of innovation					0.582
31	Poor brand management					0.522
32	Inexperienced pricing						0.767
33	Holdup of projects of former régime						0.711
34	Harsh collateral security condition						0.682
35	Competition with large firms						0.642
36	High guarantee/bond requirement						0.586
37	Complex tendering procedure						0.523