Variable | Coefficient | Sig | VIF |
Constant | 0.075 | 0.730 | - |
Information Restriction | −0.721 | 0.000 | 1.92 |
Control Constriction | −0.031 | 0.326 | 1.11 |
Downscaling Operation | 0.219 | 0.000 | 1.93 |
Age | 0.000 | 0.967 | 1.08 |
Gender (Ref = Male) |
|
|
|
Female | 0.006 | 0.934 | 1.09 |
Formality (Ref = Registered with PACRA) |
|
|
|
Not Registered with PACRA | −0.101 | 0.233 | 1.23 |
Education (Ref = No Tertiary Education) |
|
|
|
With Tertiary Education | −0.064 | 0.450 | 1.07 |
Years of Business Operation (Ref = Less than 5) |
|
|
|
At Least 5 Years | 0.010 | 0.902 | 1.07 |
Number of Employees (Ref = Less than 4) |
|
|
|
At Least 4 | −0.131 | 0.081 | 1.17 |
Annual Revenue (Ref = At Most ZMW 600,000) |
|
|
|
Over ZMW 600,000 | 0.042 | 0.572 | 1.23 |