Variable

Category

Frequency

Percentage

Gender

Male

220

66.1%

Female

113

33.9%

Total

333

100.0%

Education Level

Up to Primary School

10

3.0%

Secondary School

146

43.8%

Tertiary Certificate/Diploma

106

31.8%

Bachelor’s Degree/Its Equivalency

58

17.4%

At Least Master’s Degree

13

3.9%

Total

333

100.0%

Business Formality

Formal (PACRA-Registered)

92

27.6%

Informal (Not PACRA-Registered)

241

72.4%

Total

333

100.0%

Years of Business Operation

4 Years

70

21.0%

5 - 7 Years

76

22.8%

8 - 10 Years

84

25.2%

11 - 13 Years

50

15.0%

Over 13 Years

53

15.9%

Total

333

100.0%

Employment Level

Just Myself

64

19.2%

2 - 3 Employees

140

42.0%

4 - 5 Employees

77

23.1%

6 - 7 Employees

44

13.2%

At Least 8 Employees

10

3.0%

Total

333

100.0%

Average Annual Revenue

Below ZMW 400,000

48

14.4%

ZMW 400,000 - ZMW 600,000

124

37.2%

ZMW 600,001 - ZMW 800,000

81

24.3%

ZMW 800,001-ZMW 1,000,000

59

17.7%

Over ZMW 1,000,000

21

6.3%

Total

333

100.0%