Hypothesis

Paths

Coefficients

T Values

Results

H₃

Accessibility → Intention to Use

0.114***

2.856

Supported

H₄

Perceived Ease of Use → Intention to Use

0.256***

3.811

Supported

H₅

Perceived Usefulness → Intention to Use

0.223***

3.376

Supported

H₁

System Quality → Intention to Use

0.384***

6.772

Supported

H₂

Transaction Cost → Intention to Use

−0.028

1.024

Not

supported