| Discount rate, % | CLV (thous. MNT) | Retention period |
1 | 8 | 200 | 7 |
2 | 8 | 150 | 5 |
3 | 12 | 200 | 9 |
4 | 12 | 150 | 5 |
5 | 16 | 200 | 11 |
6 | 16 | 150 | 6 |