S/N

Statements

Strongly Agree

Agreed

Disagree

Strongly

disagree

1

Financial pressure from family, relatives, friends, club and religious body membership induce employees to commit e-fraud.

76 (75%)

20 (19%)

6 (6%)

2

Employees whose Job are threatened because of inability to meet daily or monthly deposit targets and other performance indicators set by Management commit e-frauds.

66 (65%)

23 (22%)

11 (11%)

2 (2%)

3

Lack of career progression as a result of ineffective staff promotion policies which resulted in a staff spending more than six (6) years in a grade stimulate e-fraud occurrences.

45 (44%)

34 (33%)

19 (19%)

4 (4%)

4

Staff dissatisfaction arising from being a temporary or contract staff without any hope of being upgraded to permanent staff result in the commitment of e-fraud.

81 (80%)

7 (7%)

6 (6%)

8 (7%)

5

Frequent downsizing and corporate restructure which accounted for staff being relieved of their job with little or no entitlement create fear that often leads to e-fraud by employees.

56 (55%)

32 (31%)

14 (14%)

6

Abuse of privileged position because of access to customers’ sensitive information e.g. card details accounts for employees e-fraud.

78 (76%)

6 (6%)

18 (18%)

7

Greed induces e-frauds by employees.

53 (52%)

43 (42%)

6 (6%)