S/N | Statements | Strongly Agree | Agreed | Disagree | Strongly disagree |
1 | Financial pressure from family, relatives, friends, club and religious body membership induce employees to commit e-fraud. | 76 (75%) | 20 (19%) | 6 (6%) |
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2 | Employees whose Job are threatened because of inability to meet daily or monthly deposit targets and other performance indicators set by Management commit e-frauds. | 66 (65%) | 23 (22%) | 11 (11%) | 2 (2%) |
3 | Lack of career progression as a result of ineffective staff promotion policies which resulted in a staff spending more than six (6) years in a grade stimulate e-fraud occurrences. | 45 (44%) | 34 (33%) | 19 (19%) | 4 (4%) |
4 | Staff dissatisfaction arising from being a temporary or contract staff without any hope of being upgraded to permanent staff result in the commitment of e-fraud. | 81 (80%) | 7 (7%) | 6 (6%) | 8 (7%) |
5 | Frequent downsizing and corporate restructure which accounted for staff being relieved of their job with little or no entitlement create fear that often leads to e-fraud by employees. | 56 (55%) | 32 (31%) | 14 (14%) |
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6 | Abuse of privileged position because of access to customers’ sensitive information e.g. card details accounts for employees e-fraud. | 78 (76%) | 6 (6%) | 18 (18%) |
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7 | Greed induces e-frauds by employees. | 53 (52%) | 43 (42%) | 6 (6%) |
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