1

2

3

4

5

6

7

8

Gender

1

0.009

−0.043

−0.090

−0.021

0.040

−0.012

−0.045

Age

0.009

1

0.064**

−0.052*

−0.018

−0.033

−0.057*

0.021

Education

−0.043

0.064**

1

−0.081

−0.031

−0.021

−0.023

0.087

Checking or posting advertisements

−0.090

−0.052*

−0.081

1

0.223**

−0.001

0.373**

0.274**

Location based services

−0.021

−0.018

−0.031

0.223**

1

0.216**

0.231**

0.205**

E-banking

0.040

−0.033*

−0.021

−0.001

0.216**

1

0.495**

0.217**

Entertainment purpose

−0.012

−0.057*

−0.023

0.373**

0.231**

0.495**

1

0.370**

Purchasing products/services

−0.045

0.021

0.087

0.274**

0.205**

0.217**

0.370**

1