Classification variable

Numerical variable

Variable

Symbol

Variable

Symbol

Variable

Symbol

Customer credibility

Y

Times of payment arrearage

T1

Totalnumber of communicational friends

T9

IS converged with other service

C1

Amount of payment arrearage

T2

Number of intranet communicational friends

T10

IS real-name registered

C2

Online duration

T3

Number of outer communicational friends

T11

IS bound with bankcards

C3

Accumulative days of communication

T4

Accumulation of used data

T12

IS an attractive number

C4

Times of accumulative calls

T5

Monthly average of the on-bill amounts

T13

IS registered to APP’s

C5

Monthly average of arrearages

T6

Monthly average of payments

T14

IS a grouped number

C6

Accumulative callduration

T7

Accumulation of overdue payment arrearages

T15

On/off line

C7

Times of being suspended

T8

Times of international roaming

T16