Variable

Coefficient

Std. Error

Z-Value

Marginal Effect

P > Z

Household characteristics

SEX

−0.1939

0.3699

−0.52

−0.0428

0.501

AGE

−0.0778

0.0811

−0.96

−0.0175

0.338

AGESQ

0.0012

0.0008

1.47

0.0003

0.143

REG

−0.7204

0.3348

−2.15

−0.1606^**

0.029

BASICEDU

0.5369

0.3059

1.76

0.1237^*

0.084

SECEDU

−0.4902

0.4238

−1.16

−0.1129

0.256

TERTIARY

0.4537

0.5037

0.9

0.0963

0.336

MARRIED

−0.2169

0.4023

−0.54

−0.0475

0.58

HSIZE

−0.0331

0.0203

−1.63

−0.0074

0.102

NUMBER5

0.0456

0.0828

0.55

0.0102

0.582

VGM

0.9426

0.2874

3.27

0.2117^***

0.001

ACCLOAN

0.1815

0.3469

0.52

0.0412

0.595

RNET

0.7813

0.2613

2.99

0.1755^***

0.003

HSEFAC

−0.1018

0.0411

−2.48

−0.0229^***

0.009

Farm Characteristics

NUMFARMS

0.2556

0.1013

2.52

0.0574^***

0.011

FARMMKT

−0.0145

0.0167

−0.87

−0.0033

0.384

FARMMRD

−0.043

0.0403

−1.07

−0.0097

0.288

Livestock and Assets

CATTLE

−0.0597

0.3061

−0.19

−0.0134

0.845

SHEEP

−0.0392

0.3504

−0.11

−0.0088

0.911

GOAT

−0.4608

0.4754

−0.97

−0.0968

0.294

POULTRY

−0.2736

0.4006

−0.68

−0.0594

0.478

GNFOWL

−0.2387

0.3386

−0.7

−0.0526

0.473

BICYCLE

0.3355

0.567

0.59

0.0784

0.567

MOTORBIKE

1.0674

0.3306

3.23

0.2478^***

0.001

TRUCK

1.0875

0.3834

2.84

0.2218^***

0.001

TV

−0.1032

0.3491

−0.3

−0.023

0.766

MPHONE

1.0695

0.609

1.76

0.2593^*

0.077

CONSTANT

−2.4542

2.2282

−1.1

LR χ2 (27)

205.73

Prob > chi2

0.01