SN

Performance

Hypothesis

level of significance

Conclusion

Type of relationship

1

Financial

H₀₁: There is no significant relationship between Automated Teller Machine (ATM) and Banks’ Return on Assets.

5% Level of sig.

Accepted

Negative

2

H₀₂: No significant impact of Point of Sale (POS) on Return on Assets of Nigerian Banks.

5% Level of sig.

Accepted

Positive

3

H₀₃: Mobile Banking has no significant impact on Return on Assets of Nigerian banks.

5% Level of sig.

Accepted

Positive