Constructs

items

loadings

Cronbach’s Alpha

CR

AVE

Self Efficacy

(SE)

SE1

0.889

0.789

0.876

0.703

SE2

0.836

SE3

0.787

Social Influence

(SI)

SI1

0.875

0.812

0.889

0.727

SI2

0.851

SI3

0.831

Perceived Usefulness

(PU)

PU1

0.842

0.807

0.886

0.721

PU2

0.837

PU3

0.868

Perceived Ease of Use

(PEOU)

PEOU1

0.841

0.796

0.880

0.710

PEOU2

0.851

PEOU3

0.835

Perceived Risk

(PR)

PR1

0.896

0.843

0.904

0.759

PR2

0.878

PR3

0.838

Satisfaction

(SF)

SF1

0.724

0.738

0.849

0.654

SF2

0.842

SF3

0.854

Attitude to Use

(AU)

AU1

0.864

0.810

0.888

0.725

AU2

0.848

AU3

0.843

Continuous Intention to Use

(CUI)

CUI1

0.810

0.784

0.873

0.697

CUI2

0.840

CUI3

0.855