| Variable | Sample | Mean | Standard deviation | Min | Max |
| ls | 161 | 0.0814 | 1.132 | −3.290 | 2.210 |
| interasset | 161 | 0.121 | 0.0685 | 0.0100 | 0.350 |
| interliability | 161 | 0.167 | 0.0854 | 0.03 | 0.480 |
| capitial | 161 | 12.16 | 2.077 | 0.120 | 17.23 |
| cr | 161 | 33.36 | 6.182 | 21.59 | 49.79 |
| gdp | 161 | 8.414 | 1.265 | 6.900 | 10.60 |
| m2 | 161 | 16.39 | 5.455 | 12.20 | 28.50 |
| roa | 161 | 1.16 | 0.732 | 0.64 | 1.45 |