Construct | Coefficient | t-value | p-value |
Perceived Financial Risk | −0.044 | 1.614 | 0.107 |
Perceived Psychological Risk | −0.102 | 1.963 | 0.050 |
Perceived Privacy Risk | −0.099 | 2.431 | 0.015 |
Technology Perceived Risk | −0.187 | 2.101 | 0.036 |
Activity Perceived Risk | 0.533 | 6.042 | <0.001 |