Hypothesis | Path | Coefficient | t-value | p-value |
H1 | Technology Perceived Risk -> Behavioral Intention | −0.187 | 2.101 | 0.036 |
H2a | Perceived Financial Risk -> Technology Perceived Risk | 0.236 | 4.306 | <0.000 |
H2b | Perceived Psychological Risk -> Technology Perceived Risk | 0.545 | 10.165 | <0.000 |
H2c | Perceived Privacy Risk -> Technology Perceived Risk | 0.528 | 8.632 | <0.000 |
H3 | Activity Perceived Risk -> Behavioral Intention | 0.533 | 6.034 | <0.000 |
H4 | Activity Perceived Risk -> Technology Perceived Risk | −0.001 | 0.673 | 0.501 |