Variable | Alternative | Do Nothing | Distance-based Discount | Distance-based Coverage | |||
Simple | Nested | Simple | Nested | Simple | Nested | ||
Third Person Insurance | Do Nothing | −0.127 | −0.142 | 0.055 | 0.156 | 0.055 | 0.156 |
Average of Annual Distance | Do Nothing | 0.100 | 0.101 | −0.060 | −0.164 | −0.06 | −0.164 |
Total Cost | Distance-based Discount | 0.414 | 0.736 | −5.546 | −5.434 | 0.414 | 0.736 |
Distance-based Coverage | 0.157 | 0.275 | 0.157 | 0.275 | −2.404 | −2.322 | |
Distance-based Coverage & Law Obedient Discount | 0.355 | 0.218 | 0.355 | 0.218 | 0.355 | 0.218 | |
Car Class I | Distance-based Discount | 0.006 | 0.013 | −0.091 | −0.115 | 0.006 | 0.013 |
Car Ownership | Distance-based Discount | −0.013 | −0.028 | 0.127 | 0.149 | −0.013 | −0.028 |
Third class of age | Distance-based Coverage | −0.014 | −0.034 | −0.014 | −0.034 | 0.118 | 0.145 |
Maximum discount of the alternative | Distance-based and Law Obedient Discount | −0.410 | −0.310 | −0.410 | −0.310 | −0.410 | −0.310 |