Vickrey

1968

Automobile accidents, tort law, externalities, and insurance: an economist’s critique

Proposing different insurance types to solve the short comes of current premium policies, Such as PAYD fuel taxes

Wenzel

1995

Analysis of national pay-as-you-drive insurance systems and other variable driving charges

Using PAYD or similar insurance strategies would decrease the effects of vehicle ownership on environment

Edlin

1999

Per-mile premiums for auto insurance

There is social benefit in using the distance-based insurance premium as much as 25 billion dollars

Hultkrantz, Nilsson, & Arvidsson

2012

Voluntary internalization of speeding externalities with vehicle insurance

Pays as you speed insurance policy would lead to less vehicle usage but do not decrease speed violation

Litman

2012

Distance-Based Vehicle Insurance as a TDM Strategy

The most effective Distance-based pricing method is Per-mile Premiums and per-minutes premium as a mandatory insurance

Derikx

2016

Privacy concerns for insurance of connected cars

People would substitute their privacy with monetary discounts in behavior insurance policies. They perceive action privacy more valuable

Zhao & Zhou

2014

Copula-based dependence between frequency and class in car insurance with excess zeros

Providing a Copula distribution to track the dependence between claim frequency and class in car insurance to find a systematic way to change the premium insurances

Alshamsi

2014

Predicting car insurance policies using random forest

Checks the random forest method for insurance data mining to predict the insurance choice of people