Variable | Description | Frequency | Percent | Variable | Description | Frequency | Percent |
Gender | Male | 149 | 67.1 | Aspects of | Point of sale | 1 | 0.5 |
Female | 73 | 32.9 | E-banking | Online banking | 2 | 1 | |
Automated Teller Machine (ATM) | 44 | 19.9 | |||||
Age Groups | 20 - 30 Years | 114 | 51.4 | Mobile banking | 4 | 1.6 | |
31 - 40 Years | 68 | 30.6 | ATM & Mobile Banking | 110 | 49.7 | ||
41 - 50 Years | 16 | 7.2 | Online Banking & Point of Sale | 60 | 27.2 | ||
51+ Years | 24 | 10.8 | |||||
E-banking | Mobile Phone | 75 | 33.7 | ||||
Education | Secondary School | 17 | 7.7 | Tools | Tablet | 4 | 1.6 |
Level | Certificate | 26 | 11.7 | Laptop or Computer | 29 | 13 | |
Diploma | 81 | 36.5 | Bank Machine | 17 | 7.8 | ||
Undergraduate | 76 | 34.2 | Mobile Phone & Tablet | 23 | 10.4 | ||
Postgraduate | 22 | 9.9 | Mobile Phone and Computer | 22 | 9.8 | ||
All the above | 18 | 8.3 | |||||
E-banking | No | 28 | 12.6 | 34 | 15.5 | ||
Use | Yes | 194 | 87.4 | ||||
Institution | Standard Chartered | 56 | 25.1 | ||||
Type of | Personal Use | 147 | 66.2 | of | Barclays | 44 | 19.6 |
E-banking | Business | 6 | 2.6 | E-banking | Zanaco | 55 | 24.7 |
Use | Both | 69 | 31.3 | FNB | 21 | 9.6 | |
Stanbic | 17 | 7.8 | |||||
other Banks & Mobile Money | 16 | 7.3 | |||||
Not applicable | 13 | 5.9 |