(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

GENDER

−2.388^**

−2.011^*

CONCUR

0.24

0.185

AGE

0.041^*

0.041^*

COMP

0.169

0.346

EHOLD

2.621

10.738^*

FHOLD

3.311^***

3.797^***

SIZE

−1.739^***

−1.702^***

−1.784^***

−1.909^***

−1.781^***

−1.823^***

−1.839^***

−2.013^***

ROA

19.949^***

19.709^***

19.567^***

20.494^***

19.471^***

18.677^***

20.249^***

16.846^***

TANGI

−0.941

−0.855

−0.886

−1.287^*

−0.868

−1.129

−0.931

−0.926

Q

0.037

0.041

0.028

0.018

0.015

0.139

0.037

0.106

INTERCEPT

15.497^***

15.103^***

15.012^***

15.233^***

18.233^***

15.099^***

16.315^***

14.686^***

Pre Pro

73.70%

73.40%

73.40%

75.90%

75.90%

77.40%

74.10%

78.10%

Pseudo-R²

0.315

0.316

0.316

0.327

0.345

0.35

0.317

0.395

Observations

274

274

274

274

274

274

274

274