・ Resources offered by the university are most significant among all resources.

² Factors modifiable by the university (books, tutors, website) are significant (+) in student satisfaction.

² External support insignificant in I, significant (−) in II.

² Household income irrelevant.

² If study cost is lowering pace => negative effect in I.

・ Personal and family characteristics.

² Female gender significant (+).

² Young children increase reported satisfaction.

² Age significant (−) in I and II.

² Work experience significant (−) in I. Experienced students more demanding.

² Marital status irrelevant.

² Books at home significant (−) in I.

・ Motivation

² Lyceum final grade irrelevant.

² Significant motivators: to increase income (−) in I, to get skills (+) in II. Status insignificant.

・ Effort

² hours of study significant (+) in I.