Mean

Discount Rate 1

0.2033

Discount Rate 2

0.2031

Present Bias

0.231

Characteristics

Age

38.05

Marital Status (married = 1)

0.72

Gender (male = 1)

0.60

Household Size

4.8

Household Head (=1)

0.76

Household below 18 Years

2.5

Gross Salary

5,090,344

Net Salary

3,108, 429

Other Income Source (=1)

0.38

Servicing Loan (=1)

0.72

Received Remittances (last 3 months)

0.13

Affected by COVID-19

0.91

Recommends Early Access to Savings (=1)

0.788

Preferred Age for Partial Access

45.4

Preferred Age for No Partial Access

55.4