Factor

Standardized coefficients

Value of t

Imperfect factor of construction policies and regulations

0.472

11.897^***

Slow payment factor

0.459

11.572^***

Financial markets change factor

0.287

7.227^***

Financial mismanagement factor

0.309

7.779^***

Financial lack factor

0.177

4.471^***

Value of F

80.690^***

Value of R²

0.635

Adjust R²

0.627