(b) Fixed

(B) random

(b-B) Difference

Sqrt(diag(V_b-V_B)) S.E.

SNONIN

−1E-05

−7.59E-05

−0.0000242

0.0000241

BSD

−0.00113

−0.001199

0.0000679

0.0000452

TIER1

−0.00089

−0.00052

0.0001654

0.0000948

F.C

−0.04596

−0.035302

−0.0106581

0.0440129

SMD

7.22E-06

1.97E-05

−0.0000125

0.0000119

TRADE

0.002849

0.002548

0.0003011

0.0002679

FDI

0.003036

0.002905

0.0001308

.

SIZE

0.002429

0.001598

0.0008304

0.0007452

CTA

0.200839

0.208707

−0.0078685

0.0162664

LIQ

0.015857

0.032461

−0.0166035

0.0162664

Nloan

5.02E-06

0.000193

−0.0001878

0.0005693

LLR

−0.14689

−0.144216

−0.0026717

0.0109155