S. NO.

Code

Variable Name

Definition

Input variables

1

FA

Fixed asset

Are long-term tangible pieces of property or equipment that a bank owns and uses in its operations to generate income

2

GE

General expense

Expenses like salary and benefits, administrative and general expenses, provision for doubtful debt, and other audit fees.

3

PDLA

Provision for doubtful loans and other assets

Account for potential loan defaults and expenses to ensure they are presenting an accurate assessment of their overall financial health.

4

ESB

Employee salary and benefit

It is the total amount of salary and other benefits to employees

Output variables

1

TD

Total deposit

The sum of demand, time, and saving deposit

2

TL

Total loan

Include real estate loan, commercial loan, industrial loan, and consumer loan