S. NO. | Code | Variable name | Definition |
Input variables | |||
1 | IE | Interest expense | The sum of payment on fixed deposits, saving and demand deposits |
2 | OE | Operating Expense | Expenses like salary and benefits, administrative and general expenses, provision for doubtful debt, and other audit fees |
3 | TD | Total Deposit | The sum of demand, time, and saving deposit |
Output variables | |||
1 | II | Interest income | The sum of interest on loans and advance, interest on deposits, and interest on treasury and NBE bills |
2 | NII | Non-interest income | Commission, fees, and charges on the letter of credit, on the letter of guarantee and local transfer, and other income |
3 | TL | Total loan | include real estate loan, commercial loan, industrial loan and consumer loan |