Year

2008

2009

2010

2011

2012

2013

2014

Annual average

CTE

0.938

0.937

0.943

0.940

0.956

0.960

0.974

0.950

PTE

0.976

0.974

0.973

0.971

0.972

0.972

0.980

0.974

SE

0.961

0.962

0.969

0.967

0.984

0.989

0.994

0.975

The number of

effective banks

18

20

18

20

25

27

28

22.3