Indicators

2013

2014

2015

Profitability & Efficiency

ROE

7.88%

1.27%

7.67%

ROA

0.92%

0.14%

0.84%

EPS (Basic)

0.923

0.225

0.933

Interest expense/Interest income

0.108

0.102

0.109

Non-interest expense/Total income

0.628

0.638

0.633

Liquidity

Cash & Cash equivalent/Total asset

0.056

0.046

0.037

Total liabilities/Total assets

0.879

0.881

0.883

Leverage

Debt to equity ratio

0.871

0.901

0.905

Capital ratio

0.117

0.110

0.110