| Total Unencumbered Cash and Cash Equivalents | Before OPE25 | After OPE25 |
| Total unencumbered cash of Pool 1 bank (Bank EC + Customer EC) | 0 | $9,685,274,442 |
| Total unencumbered cash of Pool 2 bank (Bank EC + Customer EC) | 0 | $8,303,585,037 |
| Total unencumbered cash of Pool 3 bank (Bank EC + Customer EC) | 0 | $8,499,635,572 |
| Unencumbered Cash and Cash Equivalents means, as of any date of determination, the sum of all Cash and Cash Equivalents of Borrower which are not subject to any pledge, security interest, mortgage, hypothecation, restriction, or other encumbrance (other than in favor of Agent and other than normal and customary rights of setoff upon deposits of cash in favor of banks or other depository institutions | ||